Best 9 ASC Financing Options for Medical Equipment & Real Estate in 2026

Compare equipment loans, working capital, and facility financing from 9 vetted lenders tailored to ambulatory surgery centers. Find your match by credit profile, funding speed, and loan size.

Reviewed by Mainline Editorial Standards · Last updated

Quick answer

  • If You have 700+ FICO, 2+ years in business, and need lowest-cost long-term capital. → Bank of America
  • If You need capital within hours and have fair credit (500–580). → Credibly
  • If You have 600+ FICO, 3+ months in business, and want the lowest APR rate (4.66%). → Fundbox
  • If You have fair credit (580–650), limited history, or need flexible terms and amounts. → Fundible

  1. Bank of America

    Best for: Established ASCs (2+ years) with strong credit (700+) seeking lowest-cost capital for equipment or facility expansion.

    Bank of America is the premier choice for qualified ambulatory surgery centers planning major capital investments. The lender offers APR at Prime + 0%, with loan amounts from $10,000 and terms up to 25 years fully amortized—a rare combination that aligns repayment schedules with the operational lifespan of surgical suites, diagnostic imaging systems, and facility buildouts. A 25-year amortization window is uncommon in medical equipment financing and allows ASCs to manage monthly cash flow predictably over extended periods. The trade-off is strict qualification: you need a minimum 700 FICO and at least 2 years of documented operating history. For centers that clear these thresholds, the interest savings versus higher-rate alternatives are material—particularly on large acquisitions where even fractional APR differences compound over years.

    Pros

    • APR at Prime + 0% — the most competitive rate in the market
    • Terms up to 25 years match long useful life of surgical suites and imaging equipment
    • Loan amounts from $10,000 to multi-million-dollar facility acquisitions
    • Fully amortized structure provides predictable monthly payments

    Cons

    • Requires 700+ FICO — highest credit threshold among all options
    • Minimum 2 years in business — excludes newer ASCs
    • Longer underwriting timeline than fast-funding alternatives

  2. Fundible

    Best for: ASCs with fair credit (580+) or limited operating history that need flexible, rapid capital without strict tenure requirements.

    Fundible removes credit and tenure barriers that disqualify many surgery centers from traditional bank lending. With a 580 FICO minimum, this lender accepts centers recovering from cash-flow challenges, credit events, or those too new for Bank of America. Loan amounts range from $5,000 to $5,000,000, accommodating everything from urgent equipment repairs to multi-suite facility acquisitions. Fundible does not publish standard APR or term schedules; instead, rates and repayment timelines are customized based on your center's credit profile, revenue trajectory, and collateral. Fast funding is a hallmark of the platform. The tradeoff is opacity—you won't know your exact rate or term until application, and rates for fair-credit borrowers will exceed prime-based pricing. This option suits ASCs prioritizing capital access and speed over rate transparency.

    Pros

    • 580 FICO minimum opens access for centers with fair or rebuilding credit
    • No published minimum time-in-business requirement — faster qualification for newer ASCs
    • Loan range $5k–$5M covers bootstrap purchases through major acquisitions
    • Fast funding designed for time-sensitive equipment needs

    Cons

    • APR and term not publicly disclosed — rates determined individually
    • Fair-credit borrowers will see higher APR than Bank of America or SBA-backed options
    • Lack of rate transparency can complicate financial planning

  3. Credibly

    Best for: ASC owners facing urgent equipment failures or cash emergencies who need capital within hours and have fair credit (500+).

    Credibly compresses the traditional lending timeline into hours. With a fixed APR of 11.00%, loan amounts from $25,000 to $600,000, and terms spanning 6 to 24 months, Credibly delivers rapid capital for emergency equipment purchases, working capital shortfalls, or lease contingencies. The lender accepts a 500 FICO minimum and just 6+ months in business—among the most inclusive credit thresholds in the market. Funding can be available as soon as 2 hours after approval, making Credibly ideal for ASCs facing imminent surgical suite downtime or sudden operational gaps that cannot tolerate weeks of bank underwriting. The trade-off is a shorter repayment window; a 24-month maximum term means higher monthly payments but also faster debt payoff and front-loaded interest. This option prioritizes speed and access over long-term affordability.

    Pros

    • Funding as soon as 2 hours — fastest in the market
    • 500 FICO minimum and 6+ months tenure — inclusive qualification
    • Fixed APR 11.00% provides rate certainty across the loan life
    • Amounts $25k–$600k cover mid-range equipment and working capital needs

    Cons

    • Maximum 24-month term means higher monthly payments than longer-term options
    • 11.00% APR higher than prime-rate alternatives for strong-credit borrowers
    • Shorter repayment window limits monthly cash-flow flexibility

  4. Idea Financial

    Best for: Established ASCs (3+ years) with fair-to-good credit (650+) seeking mid-sized equipment loans up to $350,000.

    Idea Financial is a middle-market lender designed for ASCs with solid operational track records and moderate credit profiles. The lender provides loan amounts up to $350,000, making it well-suited for orthopedic surgery centers, endoscopy suites, or diagnostic imaging systems that fall below the multi-million-dollar threshold of major facility acquisitions. Qualification requires a minimum 650 FICO and at least 3 years of documented business history—stricter than Fundible or Credibly but less demanding than Bank of America. Exact APR and term are determined individually based on your center's revenue, debt-service capacity, and collateral quality. This option fills the gap for established centers with moderate credit that want a dedicated medical equipment lender but don't qualify for prime-rate bank products.

    Pros

    • 650 FICO minimum is achievable for most established, stable ASCs
    • 3-year tenure requirement balanced against faster qualification than Bank of America
    • Loan amounts to $350k ideal for mid-sized surgical equipment and diagnostic systems
    • Customized underwriting accounts for revenue and collateral strength

    Cons

    • APR and term not publicly published — rates individualized
    • Max $350k may be insufficient for full facility construction or major acquisition
    • 3-year minimum tenure excludes newer surgery centers

  5. Bluevine

    Best for: ASCs seeking working capital or equipment lines up to $500,000 with flexible terms and fast turnaround (24 hours).

    Bluevine offers a broad APR range from 14.00% to 95.00% and loan amounts up to $500,000 with terms extending to 24 months. Funding can be available in as little as 24 hours. The lender requires a 625 FICO minimum and at least 12 months of operating history. The wide APR band reflects Bluevine's risk-adjusted pricing: centers with strong credit and revenue will see rates in the 14–20% range, while those with weaker profiles or limited operating history may face higher rates. This pricing transparency allows you to see your exact offer upfront before committing. Bluevine works well for ASCs with mid-range credit needing rapid working capital for payroll, supplies, or emergency equipment, but the APR ceiling is high enough that long-term equipment financing through Bluevine may cost more than alternatives like Bank of America or SBA loans.

    Pros

    • Funding within 24 hours — rapid access to working capital
    • Loan amounts to $500k cover mid-size equipment and operational gaps
    • 625 FICO and 12-month tenure are achievable for most operational ASCs
    • Transparent, individualized APR lets you see exact offer before applying

    Cons

    • APR range 14.00%–95.00% can reach predatory rates for weaker profiles
    • Higher APR unsuitable for long-term equipment financing versus bank or SBA options
    • 12-month minimum excludes very new surgery centers

  6. OnDeck

    Best for: ASCs with urgent working capital or equipment needs and fair-to-good credit (625+) who accept higher APR for fast funding.

    OnDeck provides short-term working capital and equipment financing with APR ranging from 35.00% to 99.00%, loan amounts up to $400,000, and terms of 12 to 24 months. Funding is described as potentially available quickly, and the lender requires a 625 FICO minimum and 12 months in business. The high APR ceiling reflects OnDeck's position as a provider of last resort—useful for ASCs in acute cash-flow distress but expensive for routine equipment purchases. A $100,000 loan at 50% APR over 12 months will cost approximately $26,000 in interest alone, versus roughly $5,500 at 11% through Credibly. OnDeck is best used for genuine emergencies—temporary cash gaps, seasonal working capital, or bridge financing while awaiting SBA or bank approval—rather than capital equipment with long economic lives.

    Pros

    • Fast funding designed for urgent cash needs
    • Loan amounts to $400k cover equipment and working capital shortfalls
    • 625 FICO minimum accessible to most operational ASCs
    • Short 12–24 month terms mean faster payoff and debt reduction

    Cons

    • APR up to 99.00% makes this extremely expensive for long-term financing
    • Best used only for temporary emergencies, not routine equipment purchases
    • High cost over time erodes profit margins on capital-light services

  7. Fora Financial

    Best for: ASCs with fair credit (570+) and 6+ months of history seeking mid-size loans up to $1.5M with 72-hour funding.

    Fora Financial offers a fixed APR of 13.00%, loan amounts from $5,000 to $1,500,000, and terms up to 15 months with funding available in as little as 72 hours. The lender accepts a 570 FICO minimum and 6+ months of operating history—among the most flexible criteria for established medical equipment lenders. The $1.5M maximum and broader range make Fora suitable for ASCs planning meaningful facility upgrades, multiple surgical suites, or significant diagnostic equipment bundles. The 13.00% APR is fixed, providing rate certainty. The 15-month term limit means higher monthly payments than longer-term products, but it also accelerates debt payoff. For ASCs with fair credit unable to access bank or SBA pricing but needing more capital than OnDeck's working-capital focus, Fora bridges the gap between emergency lenders and prime-rate banks.

    Pros

    • Fixed APR 13.00% provides certainty and is lower than OnDeck or Bluevine's ceiling
    • Loan range $5k–$1.5M accommodates bootstrap purchases through major suites
    • 570 FICO minimum is accessible to most operational ASCs
    • Funding within 72 hours balances speed with underwriting rigor
    • 6-month tenure requirement includes newer centers excluded by Bank of America

    Cons

    • 15-month maximum term means higher monthly payments than longer-term options
    • 13.00% APR higher than prime-rate alternatives for strong-credit borrowers
    • Shorter repayment window limits cash-flow flexibility for smaller ASCs

  8. AOF

    Best for: ASCs needing straightforward equipment or working capital financing with pre-approval within 15 minutes and funding in ~4 business days.

    AOF combines rapid pre-approval with reasonable funding speed. The lender provides pre-approval in as little as 15 minutes with funds available in approximately 4 business days—faster than traditional bank underwriting but slower than emergency lenders like Credibly or OnDeck. AOF requires a 600 FICO minimum and at least 12 months in business. Exact APR, loan amounts, and terms are individualized based on your center's credit, revenue, and collateral. This lender works well for ASCs that know they need capital but aren't in crisis mode—planning a planned suite expansion, equipment refresh, or working capital injection over the next month. The rapid pre-approval lets you understand your borrowing capacity and rate early in the decision-making process, without the commitment pressure of a full application or rate lock.

    Pros

    • Pre-approval in 15 minutes provides fast rate and amount clarity
    • ~4 business day funding faster than bank but less urgent than emergency lenders
    • 600 FICO minimum accessible to most operational ASCs
    • 12-month tenure requirement includes many newer centers

    Cons

    • APR, terms, and amounts not publicly disclosed — rates individualized
    • Slower than Credibly or OnDeck for true emergencies
    • Customized underwriting may delay final funding beyond 4-business-day estimate

  9. Fundbox

    Best for: ASCs with fair credit (600+) and 3+ months history seeking working capital or small equipment purchases up to $250k with next-business-day funding.

    Fundbox stands out for a competitive fixed APR of 4.66%—the lowest rate published across all nine options—paired with loan amounts up to $250,000, terms of 3 to 24 months, and funding as soon as the next business day. The lender requires a 600 FICO minimum and just 3 months in business, making it exceptionally accessible to newer or credit-constrained surgery centers. The 4.66% APR is a floor, meaning most applicants will see this rate or lower depending on credit and revenue strength. For a $100,000 equipment loan at 4.66% over 12 months, total interest cost is approximately $2,400—a fraction of what OnDeck or Bluevine would charge. The $250k cap limits Fundbox to smaller equipment purchases and working capital rather than full facility buildouts, but for ASCs in that range, the combination of low rate and fast funding makes Fundbox highly competitive. This option is ideal for newer centers or those with fair credit seeking affordable, accessible capital.

    Pros

    • Fixed APR 4.66% is the lowest published rate in the market
    • Funding next business day balances speed with underwriting quality
    • Loan amounts to $250k sufficient for mid-range equipment and working capital
    • 600 FICO minimum and 3-month tenure are highly inclusive
    • Terms 3–24 months offer flexibility to match repayment to cash-flow cycle

    Cons

    • Max $250k insufficient for multi-suite facility acquisitions or large imaging systems
    • Limited loan ceiling restricts options for larger ASCs planning major expansion
    • Next-business-day funding slower than emergency lenders for true crises

Best 9 ASC Financing Options for Medical Equipment & Real Estate in 2026

Bank of America is the best choice for established ambulatory surgery centers with strong credit (700+) and at least 2 years of operating history, offering APR at Prime + 0%, loan amounts from $10,000, and terms up to 25 years fully amortized. For ASCs planning major capital investments in surgical suites, diagnostic equipment, or property acquisition, Bank of America delivers the lowest-cost financing and the longest repayment window to match equipment or facility lifecycles. If your center doesn't meet the 700 FICO or 2-year tenure thresholds, eight alternatives below provide viable paths to capital with different speed, cost, and qualification profiles. This ranking reflects the medical equipment financing landscape for 2026, where ASC owners face intensifying pressure to upgrade technology and expand capacity while managing working capital loans and operational margins carefully.

The ranking

1. Bank of America — Best for low-rate, long-term facility and equipment financing

Bank of America sets the benchmark for ASC equipment and real estate lending. With rates at Prime + 0%, loan amounts starting at $10,000 and extending to major multi-million-dollar facility acquisitions, and terms up to 25 years fully amortized, this lender rewards centers with strong credit profiles and operational history. A 25-year term is rare in medical equipment financing; it allows ASCs to match the loan life to the useful life of surgical suites, diagnostic imaging systems, or buildout. The catch is the 700 minimum FICO and 2-year tenure requirement—the strictest in the market. But for qualified borrowers, the savings are substantial. An ASC financing a $500,000 imaging system at Prime + 0% over 15 years will pay thousands less in interest than the same loan at 11–13% through competitors. According to market research on medical equipment financing trends, centers with access to prime-rate capital (versus fair-credit alternatives) can reduce total borrowing cost by 20–40% over equipment lifecycles.

Best for: Established ASCs (2+ years) with strong personal and business credit seeking lowest-cost capital for facility expansion or equipment acquisition.

Key terms: APR Prime + 0%; amounts from $10,000; terms up to 25 years fully amortized; min credit 700; min time in business 2 years.

2. Fundible — Best for ASCs with lower credit or limited operating history

Fundible opens doors for surgery centers that don't qualify for traditional bank loans. A 580 FICO minimum is well below the 650–700 threshold of most competitors, making Fundible accessible to ASCs recovering from cash-flow challenges or credit setbacks. The lender offers loan amounts from $5,000 to $5,000,000—a range broad enough for bootstrap equipment purchases and multi-suite facility acquisitions. Fundible does not publish specific APR or term ranges; instead, rates and repayment schedules are customized based on your credit profile, revenue, and collateral. Fast funding is a hallmark. This option is ideal for newer or credit-challenged centers that need capital quickly and are willing to accept a non-transparent rate structure in exchange for access.

Best for: ASCs with fair credit (580+) or limited operating history needing rapid, flexible capital access.

Key terms: Amounts $5k–$5,000k; fast funding; min credit 580; APR and term customized.

3. Credibly — Best for emergency capital within 2 hours

Credibly's 2-hour funding window is unmatched in the ASC financing market. With an 11.00% APR fixed, loan amounts from $25,000 to $600,000, and terms of 6 to 24 months, Credibly delivers rapid capital for urgent equipment purchases, working capital shortfalls, or lease contingencies. The lender accepts a minimum 500 FICO and 6+ months in business—among the most inclusive qualifications in the market. The trade-off is a shorter repayment window; a 24-month maximum term means higher monthly payments but also faster debt payoff and predictable cash-flow impact. Credibly is perfect for ASCs facing imminent equipment failures or sudden operational needs that can't wait for traditional bank underwriting. For a $100,000 emergency equipment loan at 11% over 12 months, monthly cost is approximately $875, with total interest around $5,500—a premium you pay for speed and access.

Best for: ASC owners needing capital within hours, with fair credit (500+) and at least 6 months in business.

Key terms: APR 11.00%; amounts $25,000–$600,000; terms 6–24 months; funding as soon as 2 hours; min credit 500; min time in business 6+ months.

4. Idea Financial — Best for established ASCs with moderate credit seeking mid-sized equipment loans

Idea Financial fills a niche for surgery centers with solid operating track records and moderate credit profiles. The lender provides loan amounts up to $350,000, making it well-suited for orthopedic surgery centers, endoscopy suites, or diagnostic imaging systems that fall below the multi-million-dollar threshold of major facility acquisitions. Qualification requires a minimum 650 FICO and at least 3 years of documented business history—stricter than Fundible or Credibly but less demanding than Bank of America. Exact APR and term are determined individually based on your center's revenue, debt-service capacity, and collateral quality. This option fills the gap for established centers with moderate credit that want a dedicated medical equipment lender but don't qualify for prime-rate bank products.

Best for: Established ASCs (3+ years) with fair-to-good credit (650+) seeking mid-sized equipment loans up to $350,000.

Key terms: Amounts up to $350,000; min credit 650; min time in business at least 3 years; APR and term individualized.

5. Bluevine — Best for working capital and mid-range equipment financing with flexible terms

Bluevine offers a broad APR range from 14.00% to 95.00% and loan amounts up to $500,000 with terms extending to 24 months. Funding can be available in as little as 24 hours. The lender requires a 625 FICO minimum and at least 12 months of operating history. The wide APR band reflects Bluevine's risk-adjusted pricing: centers with strong credit and revenue will see rates in the 14–20% range, while those with weaker profiles or limited operating history may face higher rates. This pricing transparency allows you to see your exact offer upfront before committing. Bluevine works well for ASCs with mid-range credit needing rapid working capital for payroll, supplies, or emergency equipment. For routine, long-term equipment financing, Bank of America or SBA options typically offer better total cost.

Best for: ASCs seeking working capital or equipment lines up to $500,000 with fast turnaround and flexible terms.

Key terms: APR 14.00–95.00%; amounts up to $500,000; terms up to 24 months; funding as fast as 24 hours; min credit 625; min time in business 12 months.

6. OnDeck — Best for urgent working capital—but expensive for routine equipment

OnDeck provides short-term working capital and equipment financing with APR ranging from 35.00% to 99.00%, loan amounts up to $400,000, and terms of 12 to 24 months. Funding is described as potentially available quickly, and the lender requires a 625 FICO minimum and 12 months in business. The high APR ceiling reflects OnDeck's position as a provider of last resort—useful for ASCs in acute cash-flow distress but expensive for routine equipment purchases. A $100,000 loan at 50% APR over 12 months will cost approximately $26,000 in interest alone, versus roughly $5,500 at 11% through Credibly. OnDeck is best used for genuine emergencies—temporary cash gaps, seasonal working capital, or bridge financing while awaiting SBA or bank approval—rather than capital equipment with long economic lives. ASC owners should exhaust lower-cost alternatives before considering OnDeck.

Best for: ASCs with urgent working capital needs and fair-to-good credit (625+) who accept higher APR for fast funding.

Key terms: APR 35.00–99.00%; amounts up to $400K; terms 12 to 24 months; funding may be available quickly; min credit 625; min time in business 12 months.

7. Fora Financial — Best for mid-size loans ($5k–$1.5M) with fixed-rate transparency

Fora Financial offers a fixed APR of 13.00%, loan amounts from $5,000 to $1,500,000, and terms up to 15 months with funding available in as little as 72 hours. The lender accepts a 570 FICO minimum and 6+ months of operating history—among the most flexible criteria for established medical equipment lenders. The $1.5M maximum and broader range make Fora suitable for ASCs planning meaningful facility upgrades, multiple surgical suites, or significant diagnostic equipment bundles. The 13.00% APR is fixed, providing rate certainty. The 15-month term limit means higher monthly payments than longer-term products, but it also accelerates debt payoff. For ASCs with fair credit unable to access bank or SBA pricing but needing more capital than OnDeck's working-capital focus, Fora bridges the gap between emergency lenders and prime-rate banks. According to research on healthcare real estate trends, ASC construction and equipment costs remain elevated in 2026, making access to mid-range, mid-tier financing increasingly important.

Best for: ASCs with fair credit (570+) and 6+ months of history seeking mid-size loans up to $1.5M with 72-hour funding.

Key terms: APR 13.00%; amounts $5k–$1.5M; terms up to 15 months; funding as little as 72 hours; min credit 570; min time in business 6 months.

8. AOF — Best for rapid pre-approval (15 minutes) and 4-business-day funding

AOF combines rapid pre-approval with reasonable funding speed. The lender provides pre-approval in as little as 15 minutes with funds available in approximately 4 business days—faster than traditional bank underwriting but slower than emergency lenders like Credibly or OnDeck. AOF requires a 600 FICO minimum and at least 12 months in business. Exact APR, loan amounts, and terms are individualized based on your center's credit, revenue, and collateral. This lender works well for ASCs that know they need capital but aren't in crisis mode—planning a planned suite expansion, equipment refresh, or working capital injection over the next month. The rapid pre-approval lets you understand your borrowing capacity and rate early in the decision-making process, without the commitment pressure of a full application or rate lock.

Best for: ASCs seeking straightforward equipment or working capital financing with rapid pre-qualification and ~4-business-day funding.

Key terms: Funding pre-approval in as little as 15 minutes; funds available in about 4 business days; min credit 600; min time in business at least 12 months; APR, amounts, and terms individualized.

9. Fundbox — Best for ASCs with fair credit seeking the lowest published APR (4.66%)

Fundbox stands out for a competitive fixed APR of 4.66%—the lowest rate published across all nine options—paired with loan amounts up to $250,000, terms of 3 to 24 months, and funding as soon as the next business day. The lender requires a 600 FICO minimum and just 3 months in business, making it exceptionally accessible to newer or credit-constrained surgery centers. The 4.66% APR is a floor, meaning most applicants will see this rate or potentially better depending on credit and revenue strength. For a $100,000 equipment loan at 4.66% over 12 months, total interest cost is approximately $2,400—a fraction of what OnDeck or Bluevine would charge. The $250k cap limits Fundbox to smaller equipment purchases and working capital rather than full facility buildouts, but for ASCs in that range, the combination of low rate and fast funding makes Fundbox highly competitive. This option is ideal for newer centers or those with fair credit seeking affordable, accessible capital for equipment loans and working capital.

Best for: ASCs with fair credit (600+) and 3+ months history seeking working capital or small equipment purchases up to $250k with next-business-day funding.

Key terms: APR 4.66%; amounts up to $250k; terms 3 to 24 months; funding as soon as the next business day; min credit 600; min time in business 3 months.

How to choose: Qualification profile, speed, and total cost

Your choice depends on three variables: credit profile and operating history, funding timeline, and total loan cost.

Credit and tenure: If you have 700+ FICO and 2+ years in business, Bank of America is almost always the right answer—the rate advantage compounds. If you're below 700 but above 650 with 3+ years operating, Idea Financial or Fora Financial offer reasonable alternatives. If you're newer (6–12 months) or have fair credit (580–620), Fundible, Credibly, or Fundbox become viable. OnDeck should be a last resort—use it only for genuine emergencies.

Funding speed: Credibly (2 hours) and OnDeck are fastest but expensive. Fundbox (next business day) and AOF (4 business days) balance speed with cost. Bank of America is slowest but cheapest.

Total cost: Run numbers on your specific loan size, term, and APR. A $500,000 equipment purchase over 5 years at Bank of America's Prime + 0% (roughly 6.5% in 2026) versus 13% through Fora saves $90,000+ in interest—substantial enough to justify the longer underwriting wait.

Surgerycenterfinancing.com does not resell your information to a dozen lenders. Applications go to a vetted match based on your profile, not an auction that tanks your credit score.

Background: ASC financing in 2026

Ambulatory surgery centers face a dual financing challenge: equipment replacement cycles are accelerating (diagnostic imaging, surgical robots, and anesthesia monitoring require updates every 5–7 years), and real estate costs for medical office buildout remain elevated. Global research on medical equipment financing shows consistent 8.9% compound annual growth in the sector through 2035, driven by aging facilities and rising clinical standards. ASC owners must balance operational cash flow with debt service; according to SBA lending guidelines, lenders typically cap monthly debt service at 15–20% of gross monthly revenue. Qualification requires demonstrating a debt-service coverage ratio of at least 1.25x—meaning your center's net operating income must cover debt payments by 25% or more.

Bottom line

Bank of America offers the best ASC financing for qualified borrowers (700+ FICO, 2+ years in business) seeking the lowest long-term cost. For centers with fair credit or time pressure, Credibly, Fundbox, and Fora Financial provide transparent, accessible alternatives. Start by getting your affordability benchmark—it takes 2 minutes and won't affect your credit score.

Sources

This ranking is grounded in current market data and credible healthcare finance research:

Disclosures

This content is for educational purposes only and is not financial advice. surgerycenterfinancing.com may receive compensation from partner lenders, which may influence which products are featured. Rates, terms, and availability vary by lender and applicant qualifications.

What business owners say

4.9 Excellent 3,200+ reviews on Trustpilot via Big Think Capital
  • This company was lightning fast and the experience was amazing. Thank you, Dan — you're a real pro!
    Stephanie Harlan Verified
  • Good service Joseph Krajewski is the best agent ever. He provided excellent service. I strongly recommend working with him if you have the opportunity.
    Josias Ramirez Verified
  • They gave me a chance when nobody else would. I'm very satisfied.
    Harold Benman Verified